What is supplementary dental insurance?

Supplementary dental insurance is supplementary health insurance and partially covers the costs of dental treatment or dentures that are not or only partially covered by your puplic health insurance.

Supplementary dental insurance is considered to be one of the most important supplementary health insurance policies and is also recommended by dentists and consumer advice centres.

When is supplementary dental insurance worthwhile?

Supplementary dental insurance is definitely worthwhile, because puplic health insurance only covers part of the costs of replacing old fillings, replacing teeth or renewing dentures.

Should I take out supplementary dental insurance for my child?

Supplementary dental insurance is also recommended for children. Because the jawbone of the offspring grows quickly and can cause misalignments of the teeth. For straight teeth, only braces can help and here, too, you have to pay high costs for those with puplic health insurance.

Can I settle the costs with the insurance company if treatment was advised before the start of the insurance?

With Easy to Germany, only treatments that are recommended or carried out after the conclusion of the contract can be paid for.

As a rule, however, you also have waiting times with many insurance companies where a benefit results in exclusion during this time. These do not apply to Easy to Germany.

In addition, there are insurers who also pay for treatment immediately, but these tariffs are understandably expensive and pay less.

How do I get my costs reimbursed?

Reimbursement is usually very simple and depends on the type of treatment. For example, if you have your teeth cleaned professionally, simply send the bill to the health insurance company and you will then be reimbursed.

If the dentist determines during an examination that major treatment measures are necessary, he creates a so-called treatment and cost plan. This is then passed on to the health insurance company and the supplementary insurer.

After the end of the treatment, you will receive an invoice from the dentist from which the share that is due to the health insurance company has already been deducted. This is submitted to the private supplementary dental insurance and you will receive a reimbursement.

What is a treatment and cost plan?

A treatment and cost plan is particularly important for patients without private supplementary dental insurance. Here your dentist documents the condition of your teeth, information on standard care, any different treatment plan and costs that can be expected. Before the treatment, he sends this plan to your health insurance company. Because only when the amount of the subsidy has been clarified by the health insurance company can the doctor begin the treatment.

A treatment and cost plan is also helpful for patients with private supplementary dental insurance. Because with an overview of the expected costs, you can better estimate your own contribution and plan the costs accordingly.