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Health insurance for employees
Any person with statutory health insurance can not only save money by switching to another statutory health insurance, but also benefit from many additional services.
However, the contributions differ for the different health insurance companies, because each health insurance company has the right to levy an individual surcharge on top of the statutory regulation. Depending on the salary level, higher differences arise.
But the contribution should not be the only decisive reason to change insurance, because every health insurance company is also allowed to freely determine your additional services, so that there are big differences.
We have simplified the processes for you and offer you interesting combinations for switching to another statutory health insurance company.
What are the notice periods?
Statutory health insurance companies usually have a 12-month binding period unless another contract has been concluded with the insurance company.
The notice period is always 2 months to the end of the month and must be in writing. E.g.: The old insurance was canceled in September, then the new insurance can start on December 1st.
Important: Only when the old health insurance company has confirmed the termination can the new one be activated.
Do I have to do something myself?
We prepare everything for you and automatically send the applications and cancellations to the respective insurance companies. Usually you have nothing else to do. With various health insurance companies, however, the cancellation confirmations are not sent to us or the new health insurance company, but go to you. We need this confirmation to activate the new health insurance company.
Will there be any costs for me?
There are no costs for you to switch to another health insurance company. Likewise, the statutory health insurance company is not allowed to demand an individual surcharge due to previous illnesses.
If you opt for a combination, the monthly fees for the additional insurance will apply.
Can the new statutory health insurance company refuse me?
No, in principle a statutory health insurance company cannot refuse anyone, no matter what previous illnesses someone has.
What do I need to apply for health insurance?
- Passport photo for your health insurance card
- Employer data (name, address)
The change to a new health insurance company must be announced to the employer, this is done by the insurance company
- Previous insurance data (previous insurance, insurance number, address)
This data is important in order to be able to automatically send the notices to the previous insurance company.
How long does it take to get my health insurance confirmation?
You will receive health insurance confirmations after the previous insurance company has confirmed your termination. As a rule, the insurance company only sends the cancellation confirmation to you, so it must be sent to us so that we can confirm the cancellation to the new health insurance company.
DAK Gesundheit is not only one of the largest German statutory health insurance companies - it is also a traditional company, a socially responsible employer and a fair partner to many players in the healthcare sector.
Here you will find the DAK combinations for better health insurance coverThe Techniker Krankenkasse is not only the largest statutory health insurance company in Germany, but also the best - that was the result of a test by the business magazine Focus Money (7/2021 issue). Whether online, by e-mail or telephone or in a personal conversation.
Here you will find the TK combinations for better health insurance cover
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