This offer includes membership in the statutory health insurance company TK - Die Techniker with the following scope of insurance:

Health insurance according to statutory benefits

TK additional services:

• Travel vaccinations recommended by StIKo will be reimbursed • the costs for the medical vaccination service when using a contract doctor or the health department and • the vaccine (possibly less the statutory co-payment)

• HPV vaccination up to the age of 26

Contractual commitment: 12 months by law

• Officially recognized and accepted worldwide
• Account opening in less than 10 minutes
• Blocked account in your name
• Guaranteed highest security
• German euro account
• Established partner bank from Germany
• Deposit protection according to German law
• Step-by-step guidance through the process
• Easy handling in the Fintiba app
• No registration required
• Initial fee €89.00
• Monthly fee €4.90

Easy to Germany GmbH will provide you with the health insurance confirmation for your visa application within 24 hours of submitting your application.

You are insured through the Easy to Germany GmbH group travel health insurance from Care Concept AG.

Start of insurance is the entry into the Schengen area until the start of insurance with the statutory health insurance company.

Insurance benefit

• Outpatient or inpatient treatment at the doctor's or in the hospital
• Medically necessary rehabilitation measures
• Medically necessary transport to the hospital
• 100% assumption of costs for medicines and remedies
• Pain-relieving dental treatment (100% coverage up to €250.00, beyond that 50%)
• Liability insurance

Worldwide safe abroad – with the ReiseMed - RD travel health insurance of the DKV - German health insurance AG

Medical treatment abroad

• 100% for treatment by doctors, naturopaths, chiropractors and osteopaths . Medicines and dressings

• 100% if prescribed by doctors, naturopaths, chiropractors or prescribed by an osteopath.

remedies and aids

• 100% for baths, massages, medical packs, inhalations, Remedial gymnastics, radiation and other applications of electric current provided by doctors, naturopaths, chiropractors or prescribed by an osteopath.

dental treatment

• 100% for pain-relieving conservative dental treatments

dentures

• 100% for temporary dentures in simple design as well Repairs to existing dentures, no orthodontics.

hospitalization

• 100% for room and board.

• 100% for medical and other medically necessary services. Cost of accommodating an accompanying person in the hospital in the case of an inpatient stay of an insured minor child.

• Costs for emergency childcare for underage children

hospital allowance

• Instead of reimbursement of inpatient costs, you can choose to pay 30 euros hospital allowance.

transport

• 100% transport to the nearest suitable hospital or doctor for first aid and back to the accommodation.

Return transport from abroad

• 100% for medically sensible and justifiable repatriation.

Transfer from abroad/burial abroad

• 100% for the transfer to the existing one before departure permanent residence.
• 100% for burial abroad, max. up to the amount of the transport costs.

search, rescue and recovery costs

• Max. €10000.00 in the event of illness, the result of an accident or death of the insured person abroad.

scope

• Worldwide, applies to temporary stays abroad up to 8 weeks insurance cover. Regardless of whether the stay is for private or professional reasons. If a return journey is not possible due to inability to transport, There is insurance cover until the transport is possible again.

services

• 24-hour emergency call service when traveling abroad.

waiting times

• None

Insurable group of people

• Eligible for insurance are persons whose usual place of residence is in Germany when the insurance is taken out.
• Within the framework of family insurance, you are in the same household living spouses or life partners insured as well as minors Children (up to 18 years of age). Children also include stepchildren, adopted children and foster children

Important

There is no obligation to perform i.a. for known illnesses requiring treatment, psychoanalytic and psychotherapeutic treatment, illnesses based on intent or addiction or accidents, spa and sanatorium treatment, rehabilitation measures, Treatment related to the need for care or custody or accommodation.

The KDT supplementary dental insurance from DKV - Deutsche Krankenversicherung AG includes:

dentures

*In the amount of the fixed subsidy from the GKV, maximum invoice amount.

Regulation if the GKV does not pay

• No

inlays/implants

• No

Dentine adhesive fillings

• No

Functional analytical and therapeutic services

• No

dental treatment

• No

bite aids, splints

• No

orthodontics

• No

Dental prophylaxis/PZR

• No

Additional services for eliminating pain or pain therapy

• No

Treatment and cost plan (HKP)

• No

schedule of fees

• No

waiting period

• 8 months
• There is no waiting time in the event of an accident

Important

No insurance cover outside of Europe for a temporary stay

The KSU hospital supplementary insurance of the DKV - Deutsche Krankenversicherung AG includes:

Inpatient medical treatment

• Private doctor treatment

Insured Accommodation

• 100% for 1-bed room supplement

Substitute Hospital Per diem

• €25.00 when waiving 1- and 2-bed rooms and optional medical services

Additional costs for general hospital services

• Yes, if the GKV provides its mandatory benefit

ambulance

• 100% after advance payment by the GKV for patient transport to and from the hospital up to a distance of 100 km. From a distance of more than 100 km, the Transport costs to and from the nearest suitable replaced hospital.

hospital allowance

• No

schedule of fees

• Even beyond the maximum rates of the GOÄ/GOZ if med. justified and appropriate.

Insurance protection in non-European countries

• No insurance cover outside of the EU, EEA, Switzerland. If you move outside the EU, EEA, Switzerland, UZ1 ends

waiting period

• None

particularities

• €200.00 flat rate for amb. OP

• Free of charge from the 92nd day in hospital if at least 12 months contribution obligation existed

• 100% assumption of the statutory co-payment in the hospital

Important

The supplementary health insurance applies only after accidents.