• Health insurance based on statutory benefits

• TK additional services

• Travel vaccinations recommended by StIKo will be reimbursed • the costs for the medical vaccination service when using a contract doctor or the health department and • the vaccine (possibly less the statutory co-payment)

  • HPV vaccination up to the age of 26

12 months legal contract

The KSHR supplementary visual aids insurance from DKV - Deutsche Krankenversicherung AG includes:

glasses and contact lenses

• 80%, max. €200.00 (children up to the age of 14 €100.00) for glasses, frames and contact lenses without repairs; from the age of 14 only if the vision changes by at least 0.5 dioptres. Without such a change in vision, no earlier than 2 years after getting the last visual aid

international health insurance

for protection during a temporary stay abroad of up to 3 months (if you are unable to return, until you are able to be transported):

• 100% for medical treatment, prescribed drugs and bandages, remedies, inpatient treatment (including board and lodging), necessary transport to the nearest hospital or nearest emergency doctor, pain-relieving dental treatment and tooth filling in a simple version (but not dentures or tooth crowns).

• 100% for the additional cost of a medical necessary return transport from abroad if organized by DKV, otherwise 80%.

• 100% for the additional costs of a necessary, accompanied return transport of accompanying children under the age of 16 from abroad if organized by DKV, otherwise 80%.

• 100% for the necessary transport of medicines and blood supplies abroad if organized by DKV, otherwise 80%

• In the event of death abroad, the costs of transportation up to €10000.00 and burial abroad up to €10000.00 are reimbursed.

Waiting period:

• General waiting period 3 months, except in the case of an accident. Waiver possible on the basis of a medical examination.

• No waiting period for international travel protection

The KDT supplementary dental insurance from DKV - Deutsche Krankenversicherung AG includes:

dentures

*In the amount of the fixed subsidy from the GKV, maximum invoice amount.

Regulation if the GKV does not pay

• No

inlays/implants

• No

Dentine adhesive fillings

• No

Functional analytical and therapeutic services

• No

dental treatment

• No

bite aids, splints

• No

orthodontics

• No

Dental prophylaxis/PZR

• No

Additional services for eliminating pain or pain therapy

• No

Treatment and cost plan (HKP)

• No

schedule of fees

• No

waiting period

• 8 months
• There is no waiting time in the event of an accident

Important

No insurance cover outside of Europe for a temporary stay

The KSU hospital supplementary insurance of the DKV - Deutsche Krankenversicherung AG includes:

Inpatient medical treatment

• Private doctor treatment

Insured Accommodation

• 100% for 1-bed room supplement

Substitute Hospital Per diem

• €25.00 when waiving 1- and 2-bed rooms and optional medical services

Additional costs for general hospital services

• Yes, if the GKV provides its mandatory benefit

ambulance

• 100% after advance payment by the GKV for patient transport to and from the hospital up to a distance of 100 km. From a distance of more than 100 km, the Transport costs to and from the nearest suitable replaced hospital.

hospital allowance

• No

schedule of fees

• Even beyond the maximum rates of the GOÄ/GOZ if med. justified and appropriate.

Insurance protection in non-European countries

• No insurance cover outside of the EU, EEA, Switzerland. If you move outside the EU, EEA, Switzerland, UZ1 ends

waiting period

• None

particularities

• €200.00 flat rate for amb. OP

• Free of charge from the 92nd day in hospital if at least 12 months contribution obligation existed

• 100% assumption of the statutory co-payment in the hospital

Important

The supplementary health insurance applies only after accidents.