HDI car insurance Premium

General Services

Liability

Insurance amount

• €100 million

Per injured person

• €15 million

"Mallorca Police"

• Contain

"Automotive environmental damage insurance"

• A maximum of €5 million per loss event and €10 million per insurance year

Own collision damage for privately used cars

• Contain

Own collision damage for privately used cars

• Own damage coverage for vehicles in the private tariff (incl. damage on your own account)

Partially comprehensive

Waiver of the objection of gross negligence

• contain

Fire, explosion, theft, forces of nature (e.g. lightning, hail, storm, flood)

• including avalanches, landslides, subsidence, mudslides, earthquakes, volcanic eruptions

Clash with animals

• contain

Damage from animal bites

• All animals, consequential damage up to €10000 per claim, for electric and hybrid cars up to €20000

Glass broken

• Contain

Short-circuit damage to the wiring including consequential damage to aggregates

• Consequential damage up to €10000 per claim, for electric and hybrid cars up to €20000

New price compensation in the event of a total loss, destruction, loss or theft

• up to 36 months from initial registration

Reimbursement of car depreciation in the event of an accident or collision with animals

• contain

New price compensation for permanently installed audio, video, technical communication and control systems • up to 6 months from initial registration

Purchase price compensation in the event of a total loss, destruction, loss or theft

• up to 36 months from registration to the policyholder / holder

Lamp replacement after glass damage (including xenon, LED and laser light)

• contain

co-insurance of embezzlement

• contain

Replacement of sports equipment up to €1500

• contain

Comprehensive insurance

Waiver of the objection of gross negligence

• contain

Damage, destruction, loss or total write-off of the vehicle as a result of an accident or willful or malicious acts

• contain

Fire, explosion, theft, forces of nature (e.g. lightning, hail, storm, flood)

• incl. avalanches, landslides, subsidence, mudslides, earthquakes, volcanic eruptions, landslides, roof and snow avalanches

Clash with animals

• contain

Damage from animal bites

• All animals, consequential damage up to €10000 per claim, up to €20000 for electric and hybrid cars

Glass broken

• Contain

Short-circuit damage to the wiring including consequential damage to aggregates

• Consequential damage up to €10000 per claim, for electric and hybrid cars up to €20000

New price compensation in the event of a total loss, destruction, loss or theft

• up to 36 months from initial registration

Reimbursement of car depreciation in the event of an accident or collision with animals

• contain

Purchase price compensation in the event of a total loss, destruction, loss or theft

• up to 36 months from registration to the policyholder / holder

Lamp replacement after glass damage (including xenon, LED and laser light)

• contain

New price compensation for permanently installed audio, video, technical communication and control systems

• up to 6 months from initial registration

co-insurance of embezzlement

• contain

Replacement of sports equipment up to €1500

• contain