An offer from Care Concept AG for students, language students and doctoral candidates

Entry age into the insurance: maximum 34 years Term: Maximum 60 months

Students who are enrolled at state, state-recognized or private universities in the Federal Republic of Germany, as well as course participants, language students and interns can be insured if the language course or internship is a prerequisite for starting a course of study. Pupils and doctoral students can also be insured. Insured persons who are subject to compulsory social insurance also receive compulsory nursing care insurance.

care student

All services at a glance:

• Outpatient treatment at the doctor's
• In-hospital treatment in the general care class
• Shared rooms, without optional services
• Medically prescribed medication and ambulance transport
• Gynecological examinations and treatments
• Reimbursement for medical treatment (according to GOÄ/GOZ)
• up to a maximum of 2.3 times the rate
• Prenatal examinations and treatments, childbirth
• Dental treatment: up to €500.00, thereafter at 50% per calendar year
• Dentures and orthodontics: up to 50% up to a maximum of €500.00 per calendar year
• Remedies (e.g. physical treatment, occupational therapy, speech therapy, massages), aids
• Psychotherapy (outpatient): 70%, max. 50 sessions per calendar year
• Daily hospital allowance (from the 15th day of a medically necessary Hospital stay): €25.00 per day, max. 20 days each calendar year
• convalescence allowance (at Hospital stay of 14 days and subsequent inability to work, together at least 90 calendar days): €1500
• Insurance coverage in the European home country/abroad; outside Europe in the first month
• Deductible €300.00 per calendar year
• Continuation of insurance guarantee
• Premium guarantee for the entire term of the tariff

Premium including compulsory nursing care insurance:

Age 12 - 29 years: €89.48

Age 30 - 34 years: €115.54

Worldwide safe abroad – with the ReiseMed - RD travel health insurance of the DKV - German health insurance AG

Medical treatment abroad

• 100% for treatment by doctors, naturopaths, chiropractors and osteopaths . Medicines and dressings

• 100% if prescribed by doctors, naturopaths, chiropractors or prescribed by an osteopath.

remedies and aids

• 100% for baths, massages, medical packs, inhalations, Remedial gymnastics, radiation and other applications of electric current provided by doctors, naturopaths, chiropractors or prescribed by an osteopath.

dental treatment

• 100% for pain-relieving conservative dental treatments

dentures

• 100% for temporary dentures in simple design as well Repairs to existing dentures, no orthodontics.

hospitalization

• 100% for room and board.

• 100% for medical and other medically necessary services. Cost of accommodating an accompanying person in the hospital in the case of an inpatient stay of an insured minor child.

• Costs for emergency childcare for underage children

hospital allowance

• Instead of reimbursement of inpatient costs, you can choose to pay 30 euros hospital allowance.

transport

• 100% transport to the nearest suitable hospital or doctor for first aid and back to the accommodation.

Return transport from abroad

• 100% for medically sensible and justifiable repatriation.

Transfer from abroad/burial abroad

• 100% for the transfer to the existing one before departure permanent residence.
• 100% for burial abroad, max. up to the amount of the transport costs.

search, rescue and recovery costs

• Max. €10000.00 in the event of illness, the result of an accident or death of the insured person abroad.

scope

• Worldwide, applies to temporary stays abroad up to 8 weeks insurance cover. Regardless of whether the stay is for private or professional reasons. If a return journey is not possible due to inability to transport, There is insurance cover until the transport is possible again.

services

• 24-hour emergency call service when traveling abroad.

waiting times

• None

Insurable group of people

• Eligible for insurance are persons whose usual place of residence is in Germany when the insurance is taken out.
• Within the framework of family insurance, you are in the same household living spouses or life partners insured as well as minors Children (up to 18 years of age). Children also include stepchildren, adopted children and foster children

Important

There is no obligation to perform i.a. for known illnesses requiring treatment, psychoanalytic and psychotherapeutic treatment, illnesses based on intent or addiction or accidents, spa and sanatorium treatment, rehabilitation measures, Treatment related to the need for care or custody or accommodation.

The KDT supplementary dental insurance from DKV - Deutsche Krankenversicherung AG includes:

dentures

*In the amount of the fixed subsidy from the GKV, maximum invoice amount.

Regulation if the GKV does not pay

• No

inlays/implants

• No

Dentine adhesive fillings

• No

Functional analytical and therapeutic services

• No

dental treatment

• No

bite aids, splints

• No

orthodontics

• No

Dental prophylaxis/PZR

• No

Additional services for eliminating pain or pain therapy

• No

Treatment and cost plan (HKP)

• No

schedule of fees

• No

waiting period

• 8 months
• There is no waiting time in the event of an accident

Important

No insurance cover outside of Europe for a temporary stay